It’s hard to believe that it has been 20 years since Bill Graham first took me under his wing, set up my appointment at the bank, coordinated the loan and gave me the confidence to purchase my business. I never pictured myself as an entrepreneur and probably would not be, if it were not for Bill’s encouragement at that time. Elgin Travel and Cruises just moved into a brand new office and celebrated our 25th year servicing our valued clients. Our business has continued to grow each year and I am grateful for the direction we continue to receive from Jim Frederick and all the staff at Graham Scott Enns. I trust their advice and I am thankful for that push 20 years ago to take a leap that changed my life.